Tempo Financial Advisors, LLC offers three investment programs for individuals and a 401(k) program for small businesses. We specialize in investment management for professionals (working or retired) with investable assets in excess of $500,000.
Investment Programs
Tempo Lifestyle Program ™
Tempo Financial Advisors designs a custom portfolio for each client featuring an asset mix determined by factors unique to that client (age, time horizon, tax status, appetite for risk, type of investable assets, earning potential, and income needs, etc.). The asset mix can be conservative, moderate, or aggressive as appropriate for each investor.
What separates the Tempo Lifestyle Program ™ from a traditional balanced or life cycle fund is that the asset class mix will evolve over time in response to current economic and market conditions. The Tempo Lifestyle Program™ can be considered the core long-term portion of your investments, and as such accounts remain fully invested at all times. Whether you are conservative, moderate, or aggressive, the goal of the Tempo Lifestyle Program™ is to maximize returns for each level of risk.
Tempo Dynamic Growth Program ™
Utilizing a proprietary algorithm, the Tempo Dynamic Growth Program ™ will allocate accounts among all asset classes (US equity, international equity, equity sectors, fixed income, and alternative funds). Tempo Financial Advisors rebalances portfolios periodically in accordance with this algorithm. The goal is to generate consistent “equity-like” returns after fees with greatly reduced risk.
Tempo Dynamic Income Program ™
Utilizing a proprietary algorithm, the Tempo Dynamic Income Program ™ will allocate accounts among various income producing and low volatility asset classes including fixed income (high yield bonds, intermediate term bonds, inflation-linked bonds, emerging market bonds, convertible bonds, etc), income oriented equity (utilities, REITs), and a variety of alternative funds. Tempo Financial Advisors rebalances portfolios periodically in accordance with this algorithm. The goal is to generate consistent returns greater than money markets and CDs after fees.
Tempo Diversified Income Program TM
This is a hybrid strategy utilizing features of both Dynamic Income and Lifestyle. It is similar to Dynamic Income in that it allocates accounts among various income producing and low volatility asset classes (see above). It is similar to Lifestyle in that it will evolve over time in response to current economic and market conditions based on Tempo’s internal market analysis. Diversified Income limits the size of each position so as to reduce risk even further. The goal is to generate consistent returns greater than money markets and CDs after fees. History has shown Diversified Income to be Tempo’s most conservative investment program.
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